Years ago when I had money from sculpting for the movies, I asked a friend if I should invest in the stock market. She asked if I could afford a high risk investment.
"You mean the high risk investment of life as an artist?"
"Pay your bills and save your money!" was her response.
There's lots of talk about following your bliss, living passionately, but much less talk about what happens when you become a working artist. What happens in the working artist's happily ever after land?